Motor Trade Insurance by Business Type

Different motor trade businesses face different risks. Find tailored insurance information for your specific operation.

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Car Dealers

New and used car dealerships — from franchise showrooms to independent used car yards and online traders.

Vehicle Stock CoverRoad Risk CoverPublic & Product Liability ($2M minimum)
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Repair Garages & Workshops

General mechanical repair, servicing, and maintenance workshops — from single-person operations to multi-bay facilities.

Customer Vehicles CoverPublic & Product Liability ($2M minimum)Professional Indemnity
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Auto Electricians

Specialist auto electrical workshops and mobile auto electricians — ECU diagnostics, wiring, EV systems, and more.

Professional IndemnityPublic & Product LiabilityCustomer Vehicles Cover
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Panel Beaters & Smash Repairers

Accident repair workshops, smash repairers and vehicle body shops — from independent operators to insurance-preferred repairer networks.

Customer Vehicles CoverPublic & Product LiabilityProfessional Indemnity
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Tyre Dealers & Fitters

Tyre retail and fitting businesses — from mobile tyre vans to multi-bay retail stores with wheel alignment and balancing.

Public & Product LiabilityProfessional IndemnityCustomer Vehicles Cover
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Mobile Mechanics

Mobile mechanical repair and servicing businesses — working at customer homes, workplaces and roadsides.

Public & Product Liability ($2M+)Professional IndemnityPortable Tools Cover
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Vehicle Importers & Wholesalers

Businesses importing Japanese domestic market and other used vehicles for resale into the local market.

Marine Cargo Insurance (in-transit)Vehicle Stock Cover (yard stock)Public & Product Liability
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